APGLI Revised compulsory deduction rates as per latest Revised pay scale-2022 GO.198

PUBLIC SERVICES APGLI-Enhancement of age of maturity from 60 to 62 years Issue of revised sum assured rates for endowment life insurance policy with maturity age 62 years - Revised compulsory deduction rates as per latest Revised pay scale-2022 slabs-increase of insurable age from 55 to 57- Revision of voluntary subscription limit-Orders issued. FINANCE (ADMN-III-DI,DSA) DEPARTMENT

G.O.Ms.No.198 Dated: 18.10.2022 Read the Following:

1. G.O.Ms.No.36 Finance (ADMN.-DI & DF) Department. Dated:05 03-2016.

2. G.O.Ms.No.15, Finance (HR.IV.FR&LR)Department, Dated: 31-01 2022.

3. G.O.Ms.No.01, Finance (PC-TA) Department, dated: 17-01-2022.

4. G.O.Ms.No.423 Finance (ADMN.II) Department, Dated: 29-11-2005.

5. G.O.Ms.No.231 Finance (ADMN.II) Department, Dated: 28-06-2010.

6. G.O.Ms.No.46 Finance (ADMN.II) Department. Dated: 30-04-2015.

7. G.O.Ms.No.26, Finance & Planning (FW.Admn-II) Dept., dated


8. G.O.Ms. No. 86, Fin. (Admn.III) Dept, Dt.12-10-2020

9. G.O.Ms. No. 88. Fin. (Admn.III) Dept. Dt. 16-10-2020.

10. e-file.No.FIN04-38/84/2022-GENERAL SEC-DOID of Director of Insurance, A.P.

Under the existing rules, the Andhra Pradesh Government Life Insurance Department issues the Endowment Insurance policies to the Government employees based on the maximum insurable age of 55 years and these policies will mature on the insured attaining age of 60 years. In the Government orders fourth to sixth read above, the compulsory premium rates under the policy had been revised as and when the Revised Pay Scales were implemented to the State Government Employees including the Public Transport Department based on the recommendations of the successive Pay Revision Commission and the existing rates are prescribed in the G.O. read above.

2. In the reference 2nd read above, the Government enhanced the age of superannuation of the State Government employees from (60) years to (62)years.

3. In the reference 3rd read above, the Government have issued orders introducing the Revised Pay Scales 2022 

4.Consequent to enhancement of age of superannuation from (60) years to (62) years and introduction of the Revised Pay Scales 2022, the Director of Insurance A.P in the reference 10th read above, has sent proposals for enhancement of the maximum insurable age from 55 years to 57 years and to revise the slab rates according to the RPS 2022 along with the sum assured table applicable to various categories of employees.

5. After careful examination of the proposal of the Director of Insurance, A.P, Government hereby order that the maximum Insurable age under the Andhra Pradesh Government Life Insurance Scheme be raised from 55 years to 57 years and the rates of compulsory premium under the scheme shall be revised as detailed below and accordingly issue the following instruct

e) An employee who desires to get more insurance coverage can increase his/her further premium voluntarily up to 15% of his basic pay, including total premium of all his/her polices by supersession of the existing maximum limit of premium. i.e. 20% of basic pay as per G.O.Ms.No.26 Finance & Planning (FW.Admn-II) Dept., dated 22.02.1995 with as usual terms and conditions of submission of Good Health Certificate issued by Civil Assistant Surgeon or equivalent cadre Medical officer and a certificate containing particulars of medical leaves for last three years of enhancement in case of Employees who enhanced their premium more than 8% of their basic pay.

f) An employee who is already a subscriber of the fund having policy/ policies, and is aged below 57 years can enhance the premium for additional policies. However, he/she should submit his application in the prescribed proforma before he actually attains the age of 57years. 

g) Under any circumstances proposal form shall not be accepted if the applicant has already attained the age of 57 years on the date of submission of his application, notwithstanding the fact that the amount was already deducted in the monthly pay bills. Such amounts shall be treated as unauthorized amounts and refunded to the individual following the usual procedure.

h) An employee who is already a subscriber of the Fund but is aged above (57) years cannot increase the Premium for additional policies. However,
in respect of those employees, recovery of existing premium shall continue for the existing policies till the date of Last Premium due of such policy.

i) In respect of the Policyholders who are suffering from 1) Heart 2) Kidney 3) Lungs and 4) Cancer Ailments their subscription will be restricted to the Compulsory Monthly premium only and subject to the present health condition of proponent.

7. These orders shall come into force with effect from 01.11.2022 and the above revised premium rates shall be recovered from the pay of October,2022. payable on 01.11.2022.

8. The Drawing and Disbursing officers concerned are solely responsible for effecting the recovery of revised premiums from all the eligible employees i.c. who are below 57 years of age from the pay of October 2022, payable on 01.11.2022 duly forwarding the requisite proposals forms and obtaining the requisite policies from the APGLI department invariably. If the fixation is delayed for any reason, the premium shall be recovered only from the month of drawl of pay fixation arrears and in such case, no arrears of premium shall be collected.

9. To ensure proper implementation of the scheme the HODS DDOS are requested to follow the above instructions scrupulously.

10. The Director of Treasuries and Accounts, Andhra Pradesh and the Director of works and Accounts. Andhra Pradesh shall issue suitable instructions to all the District Treasury Officers/ Treasury Officers/Pay and Accounts Officers under their control, to ensure that the above revised premium rates with reference to new pay slabs are implemented from the pay of October,2022 payable on 01.11.2022 and ensure percent coverage of eligible employees under Andhra Pradesh Government Life Insurance Scheme. The Districts Treasuries and Sub-Treasuries / Pay and Accounts. Officers (works), and the Pay and Accounts Officer, Andhra Pradesh should verify the collection of premium as per the slab rates before passing the salary bills.

11. The Director of Insurance, Andhra Pradesh, Shall ensure that policies are issued to all the subscribing employees expeditiously after the applications are received in his department duly following the normal procedure.

12. All the Departments of Secretariat / Head of Departments are requested to issue suitable instructions to their subordinate offices to ensure that all eligible employees are brought under the Andhra Pradesh Government Life Insurance Scheme.

13. Copy of this order is available on Internet and can be accessed at address AP Gazettehttps://apegazette.cgg.gov.in


APGLI Revised compulsory deduction rates as per latest Revised pay scale-2022 GO.198

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